Memoir Application is not a bank, but many people sees it as a bank. In some senses, Memoir act as a savings bank without interest, keeping your funds safe and stabilize to avoid inflation in society. Its a value saving bank, and not a cash saving bank. Although they are the same, but have some distinct differences.

For example;
Memoir is a knowledge bank that allows anyone to earn digital currency in TRP, then withdraw money directly from Memoir account to Bank account. Memoir helps you earn and store baino currency, while Bank helps you save and spend local currency.

O3T refers to One-On-One Telecommunication, which is a tool developed by IoT, and managed as a Memoir premium feature to allow access to private connections over the internet, providing strong encryption of data during streaming for security.

TO ACCESS O3T;
– Subscribe a Premium Plan
– Activate O3T via Phone Number
– Gain Access into Memoir O3T

According to ancient research, 777 OCCULT is a secret society for the earthly elites. In 1990, a rule was made to only accept Trillionaires in the secret group, but in early 2000’s, this rule was changed, as they started accepting aspiring individuals with 7th Chakra opened, even if they are not a trillionaire yet in physical world. But, possessing spiritual wealth.

Basically, to join the 777 OCCULT, you should identify any of their meeting venues in your country if there are any, if there is none, you might consider searching them online to get a clear guidance.