Memoir Application is not a bank, but many people sees it as a bank. In some senses, Memoir act as a savings bank without interest, keeping your funds safe and stabilize to avoid inflation in society. Its a value saving bank, and not a cash saving bank. Although they are the same, but have some distinct differences.

For example;
Memoir is a knowledge bank that allows anyone to earn digital currency in TRP, then withdraw money directly from Memoir account to Bank account. Memoir helps you earn and store baino currency, while Bank helps you save and spend local currency.

To calculate baino money you need to understand that 1 TRP is equal to 0.01 USD (as the earning value), which is the base unit for baino currency to fiat currency conversion. The exchange rate for other currency types such as crypto currency and local currency, the conversion rates might not be exactly 1 TRP per 0.01 USD.

However, to calculate 100 TRP to USD, simply multiply the TRP value by 0.01 to get the conversion value rates in USD, which has a standard pair of 100 TRP/USD, as stable currency code.

CTA means call-to-action in marketing term, which is the driving force of a click, reading through CTR (click-through-rate). At the bottom of every ads contains a CTA, following an advertisement lead and body.

An example of CTA include “Click Here”, Learn More”, “Pay Now”, Etc.. These calls to actions pushes and instruct a reader to take an action after reading or consuming a content.