No one knows for sure who first invented/created such thing as money, but historians believe metal objects were first used as money ( “for means of asset exchange” ) as early as 5,000 B.C. Around 700 B.C., the Lydians became the first Western culture to make coins. Other countries and civilizations soon began to mint their own coins with specific values accordingly.

It is so difficult to get money when you lack clarity, or focus in life. Because when you lack focus in whatever you do, you end up not doing it well — and offcourse anything that’s not well done wouldn’t get you money, in that sense; it will be so difficult to get money.
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To get money the easy way, you need to find what you love to do and focus all your energy on it. Though it will take time to mature, but will definitely pay off 10X when the money finally starts to flow. Money is difficult to get when you’re doing the wrong things (things that doesn’t match with you).

Most banks make money from interest they earn by lending out money to other clients known as LOI (loan interest). The funds they lend comes from customer deposits. However, the interest rate paid by the bank on the money they borrow is less than the rate charged on the money they lend.
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Also banks make money by funding (clients and non clients), (individual and corporate) projects known as ROI. In simple term, banks make money by trading customers money over time regulations.