According to UTF! MarketX is a Secure P2P e-marketplace to help connect baino currency tokens holders with global buyers, for selling and trading or exchanging digital assets through the IoT encrypted data portal at takido.io/marketplace where buyers purchase assets using Card, Bank, or PayPal, while sellers have the option to accept Crypto, MoMo, or CashX.

No, Memoir is not a bank. Although it is a digital vault used to store baino currency tokens in TRP, which can be withdrawn to cash, send, sold or used to shop online, it cannot be called a bank, even as many people confuse it to be.

The clear difference between a Bank Account and a Memoir Account is that; Memoir is an application that enable users to earn baino currency, while a Bank Account allow users to store fiat currency. And Memoir users can withdraw TRP to USD via Bank by connecting both Accounts.

The process of earning baino currency is by answering to questions you already know and love on your favorite topics of interest in Memoir. You will receive +2.00 TRP ($0.02 USD) when you drop an answer, with the potential of getting unlimited +1.00 TRP ($0.01 USD) when you receive a stream.

I am able to sell my earned TRP at 13.4 USD per 1000 TRP in some Peer-To-Peer platforms, unlike on Memoir where you get only exact 10 USD per 1000 TRP for direct withdrawal, and requires a verified Account to withdraw funds.