atm card vs credit card
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1,111,111 TRP = 11,111 USD
1,111,111 TRP = 11,111 USD
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An ATM card allows access to your own bank account funds for withdrawals and basic transactions. A credit card enables you to borrow money from the issuer up to a credit limit for purchases, with the requirement to pay back at a later date. While both cards offer convenience, an ATM card is linked directly to your bank account for immediate access to your funds, while a credit card offers the flexibility to pay later but may lead to debt if not managed wisely. Both have their uses based on individual needs and financial discipline.