is memoir a bank
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1,111,111 TRP = 11,111 USD
1,111,111 TRP = 11,111 USD
1,111,111 TRP = 11,111 USD
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No, Memoir is not a bank. Although it is a digital vault used to store baino currency tokens in TRP, which can be withdrawn to cash, send, sold or used to shop online, it cannot be called a bank, even as many people confuse it to be.
The clear difference between a Bank Account and a Memoir Account is that; Memoir is an application that enable users to earn baino currency, while a Bank Account allow users to store fiat currency. And Memoir users can withdraw TRP to USD via Bank by connecting both Accounts.